Last updated:
Nov 22, 2022
Kara Smith
- Gender: Female
- Sole propriator: No
- NPI: 1174882575
Kara Smith LMHC
Mental Health Counselor
She is located at 1201 1st Street South in Winter Haven, FL 33880. Can help patients with the following: Career Counseling, Child Abuse, Depression, Gender Identity, Posttraumatic Stress Disorder (PTSD), Rape and Sexual Assault. Her National Provider Identifier (NPI) number is 1174882575. Appointment can be made via the phone number (863) 294-7062.
Conditions treated
Kara Smith, being an mental health counselor, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Kara Smith.
- Anger Management
- Anxiety
- Attention-Deficit/Hyperactivity Disorder (ADHD)
- Career Counseling
- Child Abuse
- Compassion Fatigue
- Depression
- Dialectical Behavior Therapy (DBT)
- Family Conflict
- Gender Identity
- Grief
- Isolation
- Life Transitions
- Loss, Grief, and Bereavement
- Mental Illness
- Obsessive Compulsive Disorder (OCD)
- Online Therapy
- Parenting
- Posttraumatic Stress Disorder (PTSD)
- Rape and Sexual Assault
- Relationship Issues
- School Issues
- Self-Esteem
- Spirituality and Religion
- Stress
- Trauma
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Kara Smith as in-network for the following 2026 plans.
Health plans
Florida Blue (BlueCross BlueShield FL)
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 33 plans from Florida Blue (BlueCross BlueShield FL)
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| BlueOptions Bronze 24J01-06 (Rewards) | PPO · Bronze | Preferred | Not accepting new patients |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | PPO · Gold | Preferred | Not accepting new patients |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | PPO · Gold | Preferred | Not accepting new patients |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | PPO · Gold | Preferred | Not accepting new patients |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Not accepting new patients |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Not accepting new patients |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Not accepting new patients |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | PPO · Silver | Preferred | Not accepting new patients |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | PPO · Silver | Preferred | Not accepting new patients |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | PPO · Silver | Preferred | Not accepting new patients |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) | EPO · Expanded Bronze | Preferred | Not accepting new patients |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | EPO · Expanded Bronze | Preferred | Not accepting new patients |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) | EPO · Expanded Bronze | Preferred | Not accepting new patients |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) | EPO · Expanded Bronze | Preferred | Not accepting new patients |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) | EPO · Expanded Bronze | Preferred | Not accepting new patients |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | EPO · Expanded Bronze | Preferred | Not accepting new patients |
| BlueSelect Bronze 24L01-01 (Rewards) | EPO · Bronze | Preferred | Not accepting new patients |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | EPO · Gold | Preferred | Not accepting new patients |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | EPO · Gold | Preferred | Not accepting new patients |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | EPO · Gold | Preferred | Not accepting new patients |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) | EPO · Gold | Preferred | Not accepting new patients |
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | EPO · Platinum | Preferred | Not accepting new patients |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | EPO · Platinum | Preferred | Not accepting new patients |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | EPO · Platinum | Preferred | Not accepting new patients |
| BlueSelect Silver 1443 ($10 Labs / Rewards) | EPO · Silver | Preferred | Not accepting new patients |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) | EPO · Silver | Preferred | Not accepting new patients |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | EPO · Silver | Preferred | Not accepting new patients |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) | EPO · Silver | Preferred | Not accepting new patients |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) | EPO · Silver | Preferred | Not accepting new patients |
Florida Blue HMO (a BlueCross BlueShield FL company)
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 83 plans from Florida Blue HMO (a BlueCross BlueShield FL company)
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) | POS · Expanded Bronze | Preferred | Not accepting new patients |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Not accepting new patients |
| BlueCare Bronze 24K01-05 (Rewards) | POS · Bronze | Preferred | Not accepting new patients |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Not accepting new patients |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) | POS · Expanded Bronze | Preferred | Not accepting new patients |
| BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Not accepting new patients |
| BlueCare Bronze 24K02-18 (Rewards) | POS · Bronze | Preferred | Not accepting new patients |
| BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Not accepting new patients |
| BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) | POS · Expanded Bronze | Preferred | Not accepting new patients |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | POS · Gold | Preferred | Not accepting new patients |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | POS · Gold | Preferred | Not accepting new patients |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | POS · Gold | Preferred | Not accepting new patients |
| BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | POS · Gold | Preferred | Not accepting new patients |
| BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) | POS · Gold | Preferred | Not accepting new patients |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | POS · Platinum | Preferred | Not accepting new patients |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | POS · Platinum | Preferred | Not accepting new patients |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | POS · Platinum | Preferred | Not accepting new patients |
| BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | POS · Platinum | Preferred | Not accepting new patients |
| BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | POS · Platinum | Preferred | Not accepting new patients |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) | POS · Silver | Preferred | Not accepting new patients |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) | POS · Silver | Preferred | Not accepting new patients |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | POS · Silver | Preferred | Not accepting new patients |
| BlueCare Silver 24K02-21 ($10 Labs / Rewards) | POS · Silver | Preferred | Not accepting new patients |
| BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) | POS · Silver | Preferred | Not accepting new patients |
| myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards) | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards) | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 2149E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 2149V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 2219 ($75 PCP Visits / Rewards) | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 2286 ($75 PCP Visits / Rewards) | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 2312S ($50 PCP Visits / Rewards) | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 2322S ($50 PCP Visits / Rewards) | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 26M01-23 (Rewards) | HMO · Bronze | Preferred | Not accepting new patients |
| myBlue Bronze 26M02-24 (Rewards) | HMO · Bronze | Preferred | Not accepting new patients |
| myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Gold 1605 ($0 Labs / Rewards) | HMO · Gold | Preferred | Not accepting new patients |
| myBlue Gold 2011 ($0 Labs / Rewards) | HMO · Gold | Preferred | Not accepting new patients |
| myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) | HMO · Gold | Preferred | Not accepting new patients |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | HMO · Gold | Preferred | Not accepting new patients |
| myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards) | HMO · Gold | Preferred | Not accepting new patients |
| myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) | HMO · Gold | Preferred | Not accepting new patients |
| myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | HMO · Platinum | Preferred | Not accepting new patients |
| myBlue Platinum 2324S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | HMO · Platinum | Preferred | Not accepting new patients |
| myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | HMO · Platinum | Preferred | Not accepting new patients |
| myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | HMO · Platinum | Preferred | Not accepting new patients |
| myBlue Silver 2010 (Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 2010E (Adult Dental & Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 2010V (Adult Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 2237 ($60 PCP Visits / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 2323S ($40 PCP Visits / $80 Specialist Visits / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 24M02-78 ($50 PCP Visits / $20 Labs / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 24M02-78V ($50 PCP Visits / $20 Labs / Adult Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 24M03-70E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 24M03-70V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 25M02-03E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 25M03-01E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 26M02-04E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
| myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | HMO · Silver | Preferred | Not accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Kara Smith is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Kara Smith is enrolled to bill Medicare as a Practitioner - Mental Health Counselor .
Bills through: Grow Healthcare Group Pa
Based on Medicare's public enrollment records as of Jul 17, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Looking for more Mental Health Counselors?
Out of the 25 mental health counselors in this region, here are 10 randomly selected ones for you to explore.
Carolina R. Barrios Flores
- Gender: Female
- Address: 1201 1st Street South Winter Haven, 33880, FL
Margaret Deuerlein
- Gender: Female
- Address: 1201 1st Street South Winter Haven, 33880, FL
Kayla Lynn Harper
- Gender: Female
- Address: 1201 1st Street South Winter Haven, 33880, FL
Amy Radivoy
- Gender: Female
- Address: Apartment 312B 333 Lake Howard Drive Northwest Winter Haven, 33880, FL
Araceli Gomez
- Gender: Female
- Address: 1505 North Lake Avenue Avon Park, 33825, FL
Kathy Jane Leggett
- Gender: Female
- Address: Suite 205 20 3rd Street Southwest Winter Haven, 33880, FL
Yazmin Mora
- Gender: Female
- Address: 1201 1st Street South Winter Haven, 33880, FL
Consuelo Krueger-Gerstorff
- Gender: Female
- Address: 1201 1st Street South Winter Haven, 33880, FL
Gerald Gatlin
- Gender: Male
- Address: 1201 1st Street South Winter Haven, 33880, FL
Cynthia L. Elmore
- Gender: Female
- Address: 1201 1st Street South Winter Haven, 33880, FL
Questions & Answers
Does Kara Smith accept insurance?
Kara Smith is listed in-network for 116 ACA Marketplace (Obamacare/HealthCare.gov) plans from Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company). See the Marketplace plans section for details.
Where can you meet with Kara Smith?
Kara Smith's office is located at 1201 1st Street South in Winter Haven, FL 33880.
What conditions does Kara Smith treat?
Kara Smith provides treatment for Career Counseling, Child Abuse, Depression, Gender Identity, Posttraumatic Stress Disorder (PTSD), Rape and Sexual Assault. For the full list see this list.